INDUSTRY SOLUTIONS
Retail
We make payment processing easy for you
Our retail payment solutions can be tailored to your card transaction needs, including upgrading your existing terminals and a seamless automatic integration into your existing EPoS systems using gateways including Verifone, DataCash and Sagepay.
Fidelity Payment currently processes over £25 billion of card transactions globally each year and we currently work with many retail companies including Perfect Home, London Cocktail Club chain and Flashback Record company.
Call 0345 481 2178 for more information about how our payment services can work for you.
Choose from our wide range of desktop, contactless and portable/bluetooth credit card processing terminals for your payment solutions.

OPTOMANY AXEPT S900
Portable credit card machine
The S900 for merchants on the move or in hospitality.
- Flexibility to pay via mobile, contactless and Chip & PIN
- Configured for Wi-Fi, GPRS or both
- Integration for ePOS use
- P2PE v2 data security
Features & Benefits
- Flexibility to pay using all major card schemes via mobile, contactless and Chip & PIN
- Ultimate in mobility and ease of use
- Configured for Wi-Fi, GPRS or both
- Integration for ePOS use
- P2PE (point to point encryption) version 2 data security for terminal solutions
- Backed by the Optomany Control Centre web portal
Specifications
- Processor
32-bit ARM11 - Memory
192MB (128MB Flash, 64MB DDR) - Display
3.5 inch 320 x 240 pixel
colour TFT LCD
Touch screen - Keypad
10 numeric keys, 5 function keys
Back-lighting - Magnetic Card Reader
Track 1 / 2 / 3, bi-directional - Smart Card Reader
EMV L1 & L2 - Card Slots
3 SAM Slots - Contactless Card Reader
MasterCard PayPass & Visa payWave
13.56MHz, ISO14443 Type A/B
Mifare®, Felica, NFC - Audio
Speaker, 90dB buzzer - Communication Options
Wi-Fi
GPRS - Peripheral Ports
1 x Multi-Single port - Security
DUKPT, Master/Session, DES, 3DES
ANSI / ISO9564 format 0, 1, 3
PIN ciphered key algorithm
ANSI X9.9 / X9.19 MAC algorithm - Environmental
0°C to 50°C (32°F to 122°F) operating temperature
10% to 93% relative humidity, non-condensing
-20°C to 70°C (-4°F to 158°F) storage temperature - Voltage (optional)
External power supply
5VDC, 0.9A - Physical
Length: 167mm
Width: 81mm
Height: 50mm - Weight
290g - Accessories
Multi-function Cable - Certifications
PCI PTS v3
PCI DSS v3.1 level 1
PCI P2PE v2
EMV level 1 and level 2
MasterCard PayPass
Visa PayWave
EMV Contactless level 1

CLOVER STATION
Clover Station countertop POP system
- High performance
- Intelligent software
- Space-saving design
Features & Benefits
- High performance with fast, secure and reliable transactions
- Intelligent software
- Sleek space-saving design
- Add-on options including hand-held barcode scanner, printers and scale
- 24/7 support
Specifications
- Body Brushed aluminum with white glass accents
- Dimensions Base plate: 11.0″ x 7.5”
- Max. height from countertop to display top: 9”
- Screen Large and bright 11.6” touchscreen
- Device + Hub Weight: 5.0 lbs
- Wi-Fi Ethernet Ethernet, wireless, and Bluetooth options for optimal connectivity
- Payments Encrypted swiper runs down the side of the display is designed for maximum reliability
- Power Source Reduce cord clutter with a single power source for display and printer
- Options Embedded high-resolution camera for barcode or QR code scanning
- Proprietary pivot arm swivels smoothly between merchant and customer
- Hub 4 USB ports to connect peripherals

CLOVER MOBILE
Clover Mobile Portable POS
- Built for today’s mobile workforce – ideal for businesses on the go
- Integrates apps for added POS capabilities
- Designed for fast, secure and reliable transactions
- 24/7 support
- Available as Wi-Fi only or Wi-Fi + 3G
Features & Benefits
- Completely mobile and portable – ideal for businesses and customers on the go
- Built for today’s mobile workforce
- Integrates apps to take your POS capabilities to another level
- Accepts full suite of payment types
- Designed for fast, secure and reliable transactions
- With end-to-end encryption, data tokenization, and hardware designed for payments
- 24/7 support
- Available as Wi-Fi only or Wi-Fi + 3G
Specifications
- Body Brushed aluminum with white glass accents
- Display Antimicrobial Corning® Gorilla® Glass, 7″ screen, 1280px x 800px
- Liquid silicone rubber for improved impact (drop) performance
- Overall Dimensions H: 5.3″, W: 7.9″, D: 3.6″, Weight 1.2 lbs
- Wi-Fi Wi-Fi (802.11a/b/g/n wireless) or 3G (Pentaband HSPA+): requires data plan — bring your own or use Clover’s
- Power Source built-in 18.7-watt-hour rechargeable lithium-ion battery charges fully in less than 4.5 hours via Clover USB wall charger or with Clover Mobile Dock
- Payments EMV chip card reader, EMV-compliant NFC reader, 3-Track Magstripe reader

VERIFONE VX680
Portable handheld chip & pin
The VX680 is ideal for merchants on the move or in hospitality.
- Small, full function, portable handheld Chip and Pin
- Wi-Fi, GPRS or Bluetooth connectivity options
- Extra fast processor
- NFC/contactless-enabled
- Colour touch screen
Features & Benefits
- Small, full function, portable handheld Chip and Pin
- Wi-Fi, GPRS or Bluetooth connectivity options
- Powered by ARM11 processor for extra fast transactions
- NFC/contactless-enabled for tap and go payments, for you to accept payments wherever your customers are
- Colour touch screen for customer engagement whilst completing transactions
Specifications
SMALL DESIGN, BIG PERFORMANCE
- Delivers wireless connection through GPRS or Wi-Fi/Bluetooth combo or 3G to meet any environment requirement
- Empowers mobile payments with Verifone’s NFC software technology, enabling the full flexibility to manage multiple NFC mobile wallets
- Supports loyalty-building, profit-producing and value-added applications
- Offers maximum security and compliance with end-to-end encryption
- Internal PIN pad streamlines debit transactions
SPECIFICATIONS
- Processor 400 MHz | ARM11 32-bit RISC processor
- Memory 192MB (128MB Flash, 64MB SDRAM)
- Display 3.5″ colour QVGA | resistive touch screen
- Printer 18 lps | 38mm paper roll
- Card Readers Triple track MSR | landed smart card
- Contactless ISO18092 | MiFare | EMVCo L1 and L2 certification | supports major NFC/Contactless schemes
- Peripheral Ports Single multi-port connector supports RS-232, USB Host,
- USB Slave and integrated charging
Other Standard
- Features 3 SAM slots | dual SIM | GPS | GPRS | audio/video player
- Security PCI PED 2.0 | PCI PTS 3.X approved
- Power Battery: Li-Ion
Environmental
- 0º to 50º C (32º to 122º F) operating temperature | -20º to 60º C (-4º to 140º F)
Storing temperature
- 5% to 90% relative humidity, non-condensing
Physical Length: 172mm | Width: 82mm | Depth: 62mm | Weight: 372g
Features VX 680 GPRS VX 680 WF/BT VX 680 3G
- Terminal connectivity GSM/GPRS
- 850/900/1800/1900 MHz Wi-Fi 802.11b/g; Bluetooth local area GSM/GPRS/EDGE: 850/900/1800/1900 MHz
- UMTS/HSPA+: 800/850/900/1900/2100 MHz
- Base connectivity (Charging base or full feature base with/without battery)
- Ethernet, Dial modem,
- UART (via USB dongle) Ethernet, Dial modem Ethernet, Dial modem,
- UART (via USB dongle)
Weight Terminal: 479g, Full shipping: 1,169g Terminal: 481g, Full shipping: 1,214g Terminal: 502g, Full shipping: 1,114g
Security: PCI PED 2.X, PCI PTS 3.X PCI PED 2.X, PCI PTS 3.X PCI PTS 3.X
GPS: Optional
Dual SIM : Yes

VERIFONE VX820 DUET
Countertop with separate pin pad & base
The VX820 Duet is designed for quicker and easier transactions.
- Extra fast processor for large transaction volumes and quick PIN entry
- Easy to navigate – colour touch display and backlit detachable keypad
- Latest security
- Ideal retail payment solution
Features & Benefits
- Extra fast processor with memory that can exceed 500MB, for large transaction volumes and quick PIN entry
- Easy to navigate – colour touch display which features backlit detachable keypad
- Complies with latest security standards to ensure maximum security when handling sensitive card data
- Ideal retail payment solution – for fast-paced merchants who need a card terminal that can keep up with consumer demands.
Specifications
DUAL DESIGN, DOUBLED EASE OF USE.
- Dual-purpose design combines a countertop payment device with an ergonomic, programmable PIN pad
- Large, bright backlit keypad is exceptionally user-friendly
- 3.5″ color touch display with graphics capabilities
- Base has compact footprint that securely cradles the PIN pad
- EMV and NFC-enabled to accept all payment types
SPECIFICATIONS
- Processor 400 MHz | ARM11 32-bit RISC processor
- Memory 160MB (128MB Flash, 32MB SDRAM)
- Display 3.5″ QVGA | resistive touch screen
- Connectivity 56k modem | Ethernet
- Printer 18 lps | 49 mm paper roll
- Card Readers Triple track MSR | Landed smart card – EMVco approved
- Contactless ISO14443 A&B | MiFare | ISO18092 capable | EMVCo L1 certification |supports major NFC/contactless schemes
- Peripheral Ports USB host | RS-232
Other Standard
- Features 3 SAM slots | Optional Micro-SD
- Security PCI PTS 3.x approved
- Power AC input 100-240 VAC, 50/60 Hz; DC output 8.6 – 9.4 VDC, 4.0A
- Environmental 0˚ to 50˚ C (32˚ to 122˚F) operating temperature | -20˚ to 60˚ C (-4˚ to 140˚ F)
- storing temperature | 5% to 90% relative humidity, non-condensing
- Physical 178mm L x 98mm W x 109mm H; 735g weight

VERIFONE VX520
Countertop standalone colour chip & pin
The VX520 is a robust terminal with an extra fast processor.
- Handles transactions within seconds, ideal for businesses handling high volume of transactions
- Backlit screen and keypad for all lighting situations
- Highly durable keypad can cope with over one million presses
- Easy tilt and swivel movement
- Option to remove from base
Features & Benefits
- Equipped with the powerful ARM 11 processor. Handles transactions within seconds, ideal for businesses handling high volume of transactions
- Backlit screen and keypad for all lighting situations to keep service moving.
- Choice of colour / black and white screen.
- Highly durable keypad for the most demanding environments. It can cope with over one million presses. The smart card reader can withstand 500,000 insertions.
- Easy tilt and swivel movement
- Option to remove from base
- Integrated contactless/ NFC capabilities and expandable memory.
Specifications
ROBUST PERFORMANCE THAT LEADS AND EXCEEDS
PROVEN, POPULAR PLATFORM – EVOLVED FOR TODAY
- Rely on it – the VX platform together with the time-tested Verix operating system, for the world’s best-selling payment devices
- Consistency and high usability ensure lower cost of ownership and ease of use
UNPARALLELED FEATURES DELIVER NEXT-LEVEL PERFORMANCE
- Available with VeriFone’s NFC software technology, enabling full flexibility to manage multiple NFC mobile wallets, apps and programs
- Generates new recurring revenues from value-added applications, thanks to an extraordinary increase in memory of 160 MB standard, designed to support up to 500 MB
- Takes advantage of the industry’s fastest processor to handle encryption, decryption and processing at lightning speeds – moving more transactions in the same time for greater profits
- Offers a full range of connectivity options with choice of dial; dial and Ethernet; dial, Ethernet and GPRS – optional battery enables mobility because there are no distance constraints
- Uniquely designed communication port area neatly connects cables under the device for clean countertops
- Combines an ergonomic design, small footprint and unique cable management system to optimize handover usage
REASSURING CONFIDENCE FROM FULL-SPECTRUM SECURITY
- EMV-ready with standard PCI PED 2.0 approval, with the option of PCI PTS 3.X
- Provides end-to-end encryption with VeriShield Total Protect, secured by RSA, to maximize protection against fraud and misuse
SUPERIOR VALUE FROM EXTENDED-LIFE DESIGN
- Leverages VeriFone’s unmatched reputation for quality with longer-life components to extend the field life of devices and minimize repair frequency
- Metal dome keypad design delivers one of the most reliable keypads in the POS industry, withstanding more than one million key presses
- Landed smart card reader is built for 5x the life expectancy of friction readers
Processor
- 400 MHz ARM11 32-bit RISC processor
Memory
- 160 MB (128 MB of Flash, 32 MB of SDRAM) standard, designed to support up to 500 MB
Display
- 128×64 pixel graphical (white backlit) LCD with backlighting; supports up to 8 lines x 21 characters
Magnetic Card Reader
- Triple track (tracks 1, 2, 3), high coercivity, bi-directional Primary Smart Card
- ISO 7816, 1.8V, 3V, 5V; synchronous and asynchronous cards; EMV Level 1 and 2 Type approved
- SAM Card Reader (optional)
- 3 Security Access Modules (SAMs)
Peripheral Ports
- One Ethernet (10/100BaseT), one telco, one RS-232 port, one USB 2.0 Host port and one USB Client port supporting peripherals including PIN pads and contactless devices
Printer
- Integrated thermal with graphics capabilities, 18 lines per second, 24 or 32 columns; standard roll paper 58mm (2.25 in.) x 25M (82 ft.), single ply
Modem
- Standard 56 kbps modem Bell 103/212a, CCITT V.21/V.22/V.22bis/V.32/V.32bis (300/1200/2400/9600/ 14400/33.6/56 and HC FastConnect for 1200bps) Radio (optional)
- GPRS Quad band radio | On 850/900/1800/1900 MHz
Protocols
- Application selects between asynchronous protocols (Visa 1, Visa 2 and others) and synchronous protocols (including ISO 8583/SDLC); Communication protocol is V.92/V.34/V.32 BIS/V.32
Security
- SSL v3.0, 3DES encryption, Master/Session and DUKPT key management | PCI PED 2.0 comes standard; PCI PTS 3.X is standard for Canada and optional for US | VeriShield file authentication
Physical
- Length: 203mm (8.0in.); Width: 87mm (3.4in.);
- Height: 76mm (3.0in.); Weight: 500g
Environmental
- 0° to 40° C (32° to 104° F) operating temperature; 5% to 90% relative humidity, non-condensing; -20º to 60º C (-4º to 140º F) storage temperature
Voltage
- AC input 100 – 240 VAC, 50/60 Hz; DC output 8V 2.25A Contactless Applications

INGENICO iCT220 with iPP350 add-on
Consumer-facing retail payment solution
The iPP 350 is robust and optimized for fast checkout, designed to meet the needs of intense retail environments.
- Compact for easy handling minimum counter space
- Extension add-on to Ingenico iCT 220 to enable contactless payments
- Optimises countertop retail and banking checkout with a fast, secure payment solution
- Easily connects to cash registers and collection systems for contactless/ PIN payments
Features & Benefits
- Compact for easy handling and requires minimum counter space
- Extension solution as an add-on to Ingenico iCT 220 to enable contactless payments
- Optimises countertop retail and banking checkout with a fast, secure payment solution
- Easily connects to cash registers and collection systems for contactless/ PIN payments
Specifications
The iPP 300 Series meets the latest hardware and software security requirements. PCI PTS 2.x and 3.x certified, iPP 320 & iPP 350 ensure secure data and application management and enable highly secured electronic transactions. They also comply with SRED and Open protocol modules. The optional PIN privacy shield ensures PIN-entry confidentiality.
All Payment Options
In addition to accepting EMV chip & PIN, magstripe, and NFC/contactless payment, the iPP 300 Series also supports new technologies such as NFC loyalty, couponing, wallets and QR codes.
Designed for Retail
Robust and optimized for fast checkout, the IPP 300 Series is designed to meet the needs of intense retail environments. Very compact, the iPP 300 Series requires minimum counter space and provides easy handling. Large 15-key backlit keypad, LCD display and function keys allow comfortable, convenient interactions.
All Connectivity & Communication
The iPP 300 Series connects to an ECR, a POS or a PC via direct connection, such as Ethernet, RS232 or Tailgate. The plug & play iPP 300 Series is equipped with a single multi-point mono connector cable for seamless integration.
Brand Promotion
Brand promotion is enhanced by a color graphic display, software customization and hardware personalization options (top casing or lens).
Telium 2
Powered by Ingenico Group, Telium 2 technology is the result of 30 years’ experience in the payment industry. Secure, highly integrated and fast, Telium 2 is the world’s best platform for secure payment services. With advanced functions, it can easily manage more than 2,000 graphical libraries and handle new business service apps. Telium 2 is the fully scalable, reliable operating system embedded into Ingenico Group’s 27 million terminals deployed worldwide.

INGENICO iCT 250
Compact standalone countertop
The iCT 250 smart and compact desktop device
- Anytime anywhere connectivity options via phoneline & WiFi
- Designed for maximum efficiency
- Accepts all existing forms of electronic payment – including NFC/contactless, EMV and magstripe
- Unrestricted by any other POS limitations – operates with or without a cash register or POS system interface.
- Small and light for easy handling and robust daily use
Specifications
- ARM 9 and ARM 7
- 450 MIPS and 50 MIPS
MEMORY
• RAM/FLASH
• 8MB/16MB
• 16MB/16MB
• 32MB/128M
COMMUNICATION MODE
• IP
• PSTN
SAM SLOTS
• 2
CARD READERS
• Magnetic stripe; Triple track
• Smart card; 1=1(optional)
• Contactless; Optional integrated reader
DISPLAY
• graphic 128×64
• backlit, white
• TFT Color display QVGA 2.7” (320 x 240)
KEYBOARD
• 15 keys, raised Marking, Backlit
• 4 Function keys
THERMAL PRINTER
• 18 lines per second
CONNECTIONS
• USB Host
• USB Slave
• Serial RS232
• Ethernet
POWER SUPPLY
• 230V 50Hz
PHYSICAL
• Size 83x185x63
• Weight 325
• Operating temperature
+5°C to +45°C
• Storage temperature
-20° to +55°C
• Relative humidity
85% HR to +40°C
PCI PIN ONLINE & OFFLINE
• 2x
• 3x

INGENICO iWL 251
Portable for businesses on the go
The iWL 251 terminal keeps your payments connected anytime, anywhere.
- Completely mobile and portable
- Wireless connectivity through GPRS
- Ideal solution for mobile and delivery businesses
- 24/7 connectivity
- Contactless, pocket-sized, long battery life, with colour screen
Specifications
- Highest Security The iWL series meets the highest security requirements and is PCI-PTS x and 3.x certified with SRED & open protocol modules.
- All Payment Options Offering EMV Chip & PIN, MagStripe and Contactless, the iWL series also enables new NFC couponing and wallet use cases.
- Pocket Sized Designed for mobility use cases, the iWL series is a pocket-sized device. It’s the world’s smallest and lightest terminal.
- Designed for Mobility Extended battery life, pocket-size form factor, light weight design, perfect display readability, wide backlit keypad and robust casing make the iWL series ideal for all mobility uses cases.
- Long Battery Life Natively designed for mobility, Ingenico has paid specific attention to delivering an outstanding battery life. Depending on the use cases, the iWL series can deliver up to several days of use.
- All Wireless Connectivity Featuring a unique portfolio of simple and multiple wireless connectivity options – GPRS, 3G, Bluetooth Class 1 & WiFi – the iWL series enhanced network quality of service, eg 3G/GPRS used as a back-up of BT. Beyond, Multicom enables a smooth integration of the iWL series in multi-devices solutions, e.g being connected in BT to an ECR, taximeter or tablet while keeping its own connection to the banking host.
- Outstanding Printer With its 30 lines per second, the iWL series printer is the fastest on the market. Reducing printing time improves on-the-spot efficiency.
- Telium 2 Advanced Powered by Ingenico, Telium 2 technology is the result of 30 years’ experience in the payment industry. Secure, highly integrated and fast, Telium 2 is the world best platform to provide payment services and a library of over 2000 applications. Telium 2 is a fully scalable, reliable operating system embedded into the 20 million terminals deployed worldwide.

INGENICO iWL 252
Compact bluetooth cordless
The iWL 252 is designed for Bluetooth connectivity to keep your payments connected in the most demanding environments via your internet/phone line. It is part of the world’s smallest and lightest terminal range.
- Brings real mobility to payment – no need for designated line
- 24/7 connectivity
- Pocket sized device
- Ideal solution for restaurants, retail and hotel businesses
Features & Benefits
- Brings mobility payment to your point of sale – doesn’t need a designated line
- Simple connectivity options –Bluetooth, Phone Line & WiFi
- Opens up a wide range of solutions for various industries including restaurants, retail and hotel businesses
- 24/7 connectivity to optimize your revenue opportunities
- Ease of use with its pocket-size, long battery life and fast printer
Specifications
- Highest Security The iWL series meets the highest security requirements and is PCI-PTS x and 3.x certified with SRED & open protocol modules.
- All Payment Options Offering EMV Chip & PIN, MagStripe and Contactless, the iWL series also enables new NFC couponing and wallet use cases.
- Pocket Sized Designed for mobility use cases, the iWL series is a pocket-sized device. It’s the world’s smallest and lightest terminal.
- Designed for Mobility Extended battery life, pocket-size form factor, light weight design, perfect display readability, wide backlit keypad and robust casing make the iWL series ideal for all mobility uses cases.
- Long Battery Life Natively designed for mobility, Ingenico has paid specific attention to delivering an outstanding battery life. Depending on the use cases, the iWL series can deliver up to several days of use.
- All Wireless Connectivity Featuring a unique portfolio of simple and multiple wireless connectivity options – GPRS, 3G, Bluetooth Class 1 & WiFi – the iWL series enhanced network quality of service, eg 3G/GPRS used as a back-up of BT. Beyond, Multicom enables a smooth integration of the iWL series in multi-devices solutions, e.g being connected in BT to an ECR, taximeter or tablet while keeping its own connection to the banking host.
- Outstanding Printer With its 30 lines per second, the iWL series printer is the fastest on the market. Reducing printing time improves on-the-spot efficiency.
- Telium 2 Advanced Powered by Ingenico, Telium 2 technology is the result of 30 years’ experience in the payment industry. Secure, highly integrated and fast, Telium 2 is the world best platform to provide payment services and a library of over 2000 applications. Telium 2 is a fully scalable, reliable operating system embedded into the 20 million terminals deployed worldwide.

INGENICO iWL 258
Wifi terminal
The iWL 258 brings compact, reliable wireless mobility to point of sale
- 24/7 wireless connectivity – totally mobile and portable
- Compact-sized device with long-life battery and printer
- Bluetooth connectivity to keep your payments connected via your internet / phone line
- Ideal for hospitality and mobile businesses
- Meets the highest security requirements
Features & Benefits
- Completely mobile and portable
- Wireless connectivity through WiFi, Bluetooth and GPRS
- Ideal solution for mobile and hospitallity businesses
- 24/7 connectivity
- Contactless, pocket-sized, long battery life, with colour screen
Specifications
- Highest Security The iWL series meets the highest security requirements and is PCI-PTS x and 3.x certified with SRED & open protocol modules.
- All Payment Options Offering EMV Chip & PIN, MagStripe and Contactless, the iWL series also enables new NFC couponing and wallet use cases.
- Pocket Sized Designed for mobility use cases, the iWL series is a pocket-sized device. It’s the world’s smallest and lightest terminal.
- Designed for Mobility Extended battery life, pocket-size form factor, light weight design, perfect display readability, wide backlit keypad and robust casing make the iWL series ideal for all mobility uses cases.
- Long Battery Life Natively designed for mobility, Ingenico has paid specific attention to delivering an outstanding battery life. Depending on the use cases, the iWL series can deliver up to several days of use.
- All Wireless Connectivity Featuring a unique portfolio of simple and multiple wireless connectivity options – GPRS, 3G, Bluetooth Class 1 & WiFi – the iWL series enhanced network quality of service, eg 3G/GPRS used as a back-up of BT. Beyond, Multicom enables a smooth integration of the iWL series in multi-devices solutions, e.g being connected in BT to an ECR, taximeter or tablet while keeping its own connection to the banking host.
- Outstanding Printer With its 30 lines per second, the iWL series printer is the fastest on the market. Reducing printing time improves on-the-spot efficiency.
- Telium 2 Advanced Powered by Ingenico, Telium 2 technology is the result of 30 years’ experience in the payment industry. Secure, highly integrated and fast, Telium 2 is the world best platform to provide payment services and a library of over 2000 applications. Telium 2 is a fully scalable, reliable operating system embedded into the 20 million terminals deployed worldwide.
Don’t see what
you’re looking for?
Call us on 0345 481 2178 for more information or to request a quote.
Lower Rates
Guaranteed
Call us today for a FREE account analysis. We GUARANTEE to show you savings!